Terms and Conditions

By enrolling in any MML Academy course, program, or accessing any of our free or paid resources, you acknowledge and agree to the following:

1. Acceptance of Terms
By checking the box, clicking “I agree,” or participating in our services, you agree to be bound by these Terms and Conditions, which govern your access to and use of MML Academy’s digital products, services, community spaces, and coaching programs.

2. No Guarantees
While MML Academy provides tools, training, and mentorship to support your personal growth, financial literacy, and entrepreneurial journey, we do not guarantee specific results. Your success depends on your own efforts, decisions, and circumstances.

3. Non-Refundable Policy
Due to the nature of our products and services, all purchases are strictly non-refundable. Once access is granted, the content is considered delivered and consumable.

4. Intellectual Property
All content provided within MML Academy — including videos, guides, templates, workbooks, and course materials — is owned by Rosalee Maquinay and MML Academy and may not be copied, shared, sold, or distributed without written permission.

5. Community Guidelines
If you join our private communities, you agree to maintain a respectful, uplifting, and supportive environment. We reserve the right to remove members who violate these guidelines without refund.

6. Disclaimer
MML Academy does not provide legal, tax, investment, or financial advice. All educational content is provided for general guidance and informational purposes only. Please consult a licensed professional for personalized advice.

7. Privacy & Data Use
We respect your privacy. By joining MML Academy, you consent to receiving emails related to your enrollment, updates, promotional offers, and other communications from us. You can unsubscribe anytime. For full details, review our Privacy Policy.